President, Local Market Division
Russ Brown is the Broker and President of Patriot Home Mortgage. He is originally from Northern Utah and currently living in sunny Saint George, Utah with his wife and children. After nearly 10 years in the business, Russ has opened his own mortgage brokerage. He manages and trains more than 30+ loan officers, with a team of processors, and a full support staff to back his team. He is well-experienced in taking loan applications, consulting borrowers regarding loan terms, function of the market, and establishing relationships with realtors, builders, financial planners, and other professionals. Russ Brown has found that being honest, hard-working, and proactive is what makes a loan process go smooth and successfully. His Accounting degree from BYU has helped him in determining the best-choice scenarios for each of his clients based on their needs and situations.
– Apply Today with Russ Brown!
NMLS #: 9263
President, National Sales Division
Chet Wall has been in the mortgage industry since 2002 after finishing up his Bachelor’s degree. He worked as a branch manager for New Freedom Mortgage and as a loan officer for National City Bank. In 2005 he started Flagship Financial Group which later became Flagship Financial Partners. Since its inception in 2006, Flagship Financial Partners grew from originating 50 loans a month to its height of 1300 units per month in 2012. In 2014 Chet left Flagship Financial Partners to join City 1st Mortgage Services. Recently, in September of 2016 he partnered with Russ Brown as an owner of Patriot Home Mortgage. Chet has a MBA from Arizona State University and a degree in International Trade and Finance from Brigham Young University. He also studied business at Thunderbird, in Geneva Switzerland. He speaks conversational German, French, Spanish, and is Fluent in English and Hungarian.
Chet Wall is heavily invested in technology for the mortgage industry and is always looking for ways in which technology can improve the efficiencies of the business and overall experience for the client. He is the founder of www.valoandesk.com, a website focused on mortgage originations for Veterans. This website has grown to be recognized as a tool for America’s top loan originators. In 2011 he acquired the website and software, www.loxpress.com, a CRM used by mortgage professionals to manage their database of leads. Chet is currently engaged in day-to-day operations at Patriot Home Mortgage with a commitment to growing its reputation as the nation’s top lender.
– Apply Today with Chet Wall!
Adam Revis served in the United States Air Force. After serving in the military, he transitioned into banking. He prides himself on his interaction with his clients and providing them top notch service. He along with his wife and two children recently relocated to southern Utah. He specializes in refinances and would be a great asset for you.
– Apply Today with Adam!
Email: adam.revis@ patriothomemortgage.com
NMLS #: 1550503
Bryan Summers worked for ten years as a librarian before becoming a Loan Officer. The jobs are more alike than you’d think. A librarian shares information and helps people make informed decisions. As a mortgage consultant, he shares information. What loan best fits your family’s needs. How to understand the documents. What options are out there. Honestly, buying a home can be confusing. Who better to help then a librarian?
Bryan worked at the Yuma Arizona County Library for twelve years. He and his wife decided to trade the scorching Yuma, Arizona summers for mild, pleasant St George. He loves this place and is proud to work at Patriot Home Mortgage.
– Apply Today with Bryan!
Email: bryan.summers@ patriothomemortgage.com
NMLS #: 1652359
HEATHER TURNER STAPLES
Heather is an industry veteran with nearly 2 decades of experience in the industry. Heather was a star processor and operations manager for many years and deeply understands the inner workings of loans and of borrower’s needs. She has originated, processed, underwritten, and ran compliance. She has funded thousands of loans and is an expert in a wide variety of loan types and programs including specialty programs not offered at many other lenders. Heather is able to pre-underwrite income, credit, and assets as well as property (collateral). She is well practiced in industry systems, lender relationships, and has local partnerships with title, appraisal, and the many others that are needed to complete a loan transaction smoothly and efficiently. Heather knows this business and has a deep care for her clients and the experience they create together. She exemplifies the company’s purpose statement to “Help People Live Better” by helping people into their dream home and doing so with the lowest fees and rates available.
– Apply Today with Heather!
Phone: (435) 703-4522
NMLS #: NMLS#313176
Jeannie Sampson has lived in the St. George area for over 25 years! She loves this area and loves working and playing with her amazing family. Jeannie has been blessed with a great husband and four great boys! She loves being involved with their various sporting activities. There is nothing better than working with clients throughout the day and then spending the beautiful evenings at the ballpark or stadium watching a great game!
Jeannie has been in the mortgage industry since 2005. The most important aspect of the business to her is to develop a friendship and a mutually beneficial relationship that will last a lifetime. Jeannie uses her knowledge and insight to help her clients make an educated decision on which loan will be best for their financial situation. Also, with our full-service lending and professional team of over 35 lenders, she is dedicated to delivering “the extra mile” you deserve in communication, speedy approvals and closings, while making the process comfortable and stress free. It gives Jeannie great satisfaction to build strong client relationships during the process with “customers” becoming good friends.
Jeannie looks forward to working with you and helping you achieve your financial goals.
– Apply Today with Jeannie Sampson!
Phone: (435) 215-1892
NMLS #: 29362
JENNIFER RAYE FREEMAN
My family and I moved to St. George in 2007 from Southern California. What a wonderful experience it is to live in a safe and clean community with such friendly outgoing and helpful people and neighbors. My husband Jay and I raised our kids here and are now Empty Nesters. I have worked in the mortgage industry for over 20 years; I have been with companies such as Countrywide Home Loans and have worked for Credit Unions as well before making my home with the Patriot Home Loan Family. I am a Loan Officer and also work in the Funding Department. I enjoy working with people ~ Helping you to achieve your goals, whether you are purchasing or refinancing your home. We will work closely together to move through the home loan process. Before you know it, your dreams have become a reality. I am looking forward to working with you.
– Apply Today with Jennifer!
NMLS #: 1088142
Jacob Graff has been in St. George for over 15 years. It’s the area where he was raised and now continues life with his wife raising their 3 boys. Jacob started in the mortgage industry as a loan officer assistant where he gained the knowledge to advance to a loan officer and has continued his career here at Patriot by helping to develop and manage a team of loan officers who take care of clients nationwide. He knows what it takes to help people reach their financial goals and is passionate to make these goals a reality.
– Apply Today with Jacob!
Email: jacob@ patriothomemortgage.com
NMLS #: 1436273
Joey Brown has lived in St. George, Utah for over 25 years and knows the local real estate market. He started his career in banking, while simultaneously graduating from Dixie State University in business finance. Joey was the CEO of a local company for 5 years, where he learned his love for people and finance. That passion brought him to the home mortgage field. With his background in finance, Joey understands how to help people make smart financial decisions. When he is not working, Joey enjoys playing pickleball, basketball, and spending time with his wife and 3 daughters.
– Apply Today with Joey!
Email: joey.brown@ patriothomemortgage.com
NMLS #: 1921378
John was raised in southern Utah. He attended Utah State University and Southern Utah University where he received his bachelor’s degree. His practical background started in 1986 with a real estate agent license. He later went on to own and operate three local businesses. His love for the mortgage business stems from helping people get into their dream homes.
– Apply Today with John!
NMLS #: #963530
Michael has been in St. George UT since 2001. His greatest passion is spending time with his wife and 4 children. His business philosophy is that buyer confidence in loan programs is created by thorough communication from the loan officer. His passion is to create that confidence in each client. He takes pride in direct communication with clients and referral partners. Mike Specializes in purchase loans and will be an amazing resource to anyone looking to purchase or build a home.
– Apply Today with Michael!
NMLS #: 1050972
Norman Utley has a background in Mortgage Banking as well as Residential Real Estate Sales. His understanding of all loan products, including first-time buyer programs, helps his clients with their homeownership and financial goals. Norman is a Desert Storm Navy Veteran. He spends his time volunteering with Rotary as well as the American Legion.
– Apply Today with Norman!
email: norman.utley@ patriothomemortgage.com
office: (435) 275-2785
NMLS ID # 1150450
Rich Cordova originally got into the mortgage industry in 2006. Since then he’s spent time in both the mortgage industry as well as the tax and accounting world. That combined experience makes him an ideal candidate for your next home loan regardless of how complicated your financial situation may be. He prides himself on providing his clients with exceptional customer service so that they feel that they have a friend in the mortgage industry. When not working hard Rich enjoys spending time with his beautiful wife and two children taking in all that beautiful Southern Utah has to offer.
– Apply Today with Rich Cordova!
Phone: (435) 215-1848
NMLS #: 1010174
Rob has worked in the mortgage industry for a combined 10 plus years. He is Combat Army Veteran with 10 years of service and has worked in the Law enforcement community protecting our fellow citizens. Rob takes pride in America and helping those in need of assistance in life and in finance. He specializes in VA, Conventional, FHA, and unconventional financing for his clients. He takes pride in his knowledge base, communication, and attention to detail. Being entrusted with his clients most important asset he makes sure to pass this skill base on to them throughout the process to exceed their expectations of customer service. For my client: Do your due diligence when getting pre-approved for a home loan. Not all pre-approvals and loan estimates carry weight and many loan officers disregard their clients needs and interests. As a true professional l will happily work hard and communicate throughout the process to help you put your best foot forward. When not working to help his clients Rob enjoys spending time with his beautiful wife, fishing, hunting and driving down the beautiful red dirt roads here in sunny St George Utah.
– Apply Today with Robert!
Phone: 801-653-0444 ext 216
NMLS #: 1109518
Scott Mills moved to the St. George area in September 2019 from the great state of Oklahoma. He started his career as a draftsman in the equipment manufacturing industry with the intent on studying mechanical engineering. Having a passion for people, he instead earned his degree in Business Administration. He spent the next 14 years in sales and marketing professional in the agriculture, healthcare and banking industries. This well-rounded experience has allowed him to build and maintain relationships from a wide variety of professions and personalities; from doctors and farmers to engineers and truck drivers. For the most recent 5 years, he was the AVP of Operations and consumer loan officer for University & Community Federal Credit Union in Stillwater, Oklahoma. He is also a certified financial counselor through CUNA. He will use his skills to listen to your unique story to suggest mortgage solutions that fit your needs. He believes that being plugged in and involved in the community is very important in building trusting relationships that go beyond just “closing a deal”.
Contact Scott today and let him, and the rest of the Patriot Home Mortgage team, provide you with friendly, professional service!
– Apply Today with Scott!
Email: scott.mills@ patriothomemortgage.com
Phone (580) 572-8332
NMLS #: 1179560
Sean joined Patriot Home Mortgage family in 2017 and has a total of 18 years in the mortgage industry. His true passion throughout his career has been bettering the lives of his customers through fulfilling their needs and wants. He prides himself in offering innovative solutions in obtaining the goals of his customers. There are very few scenarios that he has not faced and been able to offer solutions or advise for. He loves being a part of Patriot’s National Sales Division working with each loan officer to enhance their mortgage careers and success.
Although, he has only lived in St. George for 4 years, he has quickly gained an appreciation and love for this community. He serves as a volunteer fire fighter for the City of St. George and has volunteered many hours at the local soup kitchen. He greatly appreciates the beauty of southern Utah which cater to his favorite hobbies, mountain biking, golf, hiking, camping, and skiing. He loves to spend time with his wife and three children, attending many soccer games and supporting them in all of their activities.
– Apply Today with Sean!
NMLS #: 857884
Shad Watson grew up in Northern Utah. He played colligate basketball while attending Brigham Young University – Hawaii. He is finishing his bachelor’s degree in Business Finance. Shad has been a licensed realtor for 3 years and has always had a love for real estate and the mortgage industry. His passionate work ethic makes him easy to work with and creates a comfortable stress-free process.
In his free time, he loves to enjoy the St. George sun on the golf course, at the lake, or in the mountains along with spending time with his family.
Shad looks forward to working with you and helping you reach your goals.
– Apply Today with Shad!
Email: shad.watson@ patriothomemortgage.com
NMLS #: 1931883
Taylor Hansen started in the mortgage industry as a loan assistant until he finished his business degree. He now strives to help individuals achieve their overall financial goals as a mortgage consultant. He specializes in VA loans but also does FHA and Conventional loans. Taylor prides himself in his exceptional customer service and making the mortgage process as smooth as possible while keeping clients up to date. He loves educating homeowners or potential homeowners so they can make educated decisions in regard to their mortgage. When not doing mortgages, Taylor loves anything outdoors or sports related and is actually an exceptional pianist.
– Apply Today with Taylor!
Email: taylor.hansen@ patriothomemortgage.com
NMLS #: 1826422
It’s all about service at Patriot Home Mortgage, and our company has been meeting the needs of homebuyers across the United States. I joined the Patriot Team because of its strong reputation for integrity-based mortgage lending, its unwavering commitment to responsible lending practices, and for its broad portfolio of mortgage solutions and tools.
Since joining Patriot, I have helped many individuals and families attain the dream of homeownership. Whether you want to buy a new home or refinance an existing mortgage, I will provide a customized solution for you at competitive rates. No brokering, no middleman, no hassle, no surprises.
Patriot Home Mortgage is a direct lender, which means that my Branch is equipped to complete the entire loan process in-house—all loan processing, underwriting, closings, and funding are handled locally. As a result, we have a proven track record of closing loans as quickly and efficiently as possible.
I will be in control of your loan file from start to finish, and I will be up-to-date on the status of your loan at all times. I understand the importance of maintaining continuous communication throughout the loan process and commit to providing you accurate, timely, and honest mortgage advice.
I invite you to put us to the test. Let me show you how simple and easy securing a mortgage can be.
– Apply Today with Taylor!
NMLS #: 1369431