Traditional home mortgages have been the bread and butter of Patriot Home Mortgage for years. From pre-approval through closing, our expert mortgage consultants will guide you throughout the home buying process. Whether you’re a first time home buyer or seasoned investor, we offer a variety of mortgage finance options and benefits. Features of mortgage loans such as the size of the loan, maturity of the loan, interest rate, method of paying off the loan, and other characteristics can vary considerably. There are advantages and disadvantages when you look at the differences between fixed and adjustable rate mortgages. Our team is prepared to help match the right option for you. Our traditional loan programs usually require 5% down and offer competitive interest rates. Documentation and fair-to-good credit are necessary.