[mk_page_section bg_image=”https://dta0yqvfnusiq.cloudfront.net/patri35683491/2017/03/va-loan-2.jpg” bg_repeat=”no-repeat” bg_stretch=”true” enable_3d=”true” video_loop=”false” min_height=”” padding_top=”0″ padding_bottom=”0″ sidebar=”sidebar-1″][vc_column el_class=”top-left-side”][mk_padding_divider size=”200″][vc_row_inner][vc_column_inner el_class=”top-left-side” width=”1/2″ css=”.vc_custom_1491243997571{background-color: #ffffff !important;}”][mk_padding_divider size=”20″][vc_column_text align=”center”][contact-form-7 id=”58″ title=”Home-form”][/vc_column_text][/vc_column_inner][vc_column_inner width=”1/2″][mk_padding_divider size=”530″][mk_fancy_title color=”#ffffff” size=”30″ txt_transform=”uppercase” margin_top=”20″ font_family=”none” align=”center” el_class=”trojan help-txt”]HELPING VETERANS LIVE BETTER[/mk_fancy_title][/vc_column_inner][/vc_row_inner][mk_padding_divider size=”60″][/vc_column][/mk_page_section][mk_page_section video_loop=”false” min_height=”1″ full_width=”true” padding_top=”0″ padding_bottom=”0″ sidebar=”sidebar-1″][vc_column][mk_padding_divider size=”60″][mk_fancy_title color=”#94002d” size=”30″ force_font_size=”true” size_smallscreen=”20″ size_tablet=”20″ size_phone=”20″ txt_transform=”uppercase” font_family=”none” align=”center” el_class=”trojan”]VA Loans[/mk_fancy_title][mk_image src=”http://www.patriothomemortgage.com/w360share/uxi/patriothomemortgagemu_websites360/2016/11/stars.png” image_size=”full” align=”center”][mk_padding_divider size=”60″][vc_row_inner][vc_column_inner el_class=”star-col” width=”1/2″][vc_column_text el_class=”txt-block”]A VA loan is a mortgage loan in the United States guaranteed by the U.S. Department of Veterans Affairs (VA). Its purpose is to offer long-term financing to eligible American veterans or surviving spouses (provided they do not remarry). This program is to provide home financing to eligible veterans in areas where private financing is not generally available and to help veterans purchase properties with no down payment. Eligible areas are designated by the VA as housing credit shortage areas and are generally rural areas and small cities and towns not near metropolitan or commuting areas of large cities.[/vc_column_text][vc_column_text el_class=”txt-block”]The VA loan allows veterans 103.15 percent financing without private mortgage insurance or a 20 percent second mortgage and up to $6,000 for energy efficient improvements. In a refinance where a new VA loan is created, veterans may borrow up to 90% of reasonable value, allowed by state laws. In a refinance where the loan is a VA loan refinancing to VA loan (IRRRL Refinance), the veteran may borrow up to 100.5% of the total loan amount. The additional .5% is the funding fee for an VA Interest Rate Reduction Refinance.

VA loans allow veterans to qualify for loans amounts larger than traditional Fannie Mae / conforming loans. Patriot Home Mortgage can help walk you through this process to gain access to this incredible resource available to American veterans.[/vc_column_text][mk_button dimension=”savvy” size=”medium” align=”center” button_custom_width=”240″ el_class=”trojan home-btn” outline_skin=”custom” outline_active_color=”#94002d” outline_active_text_color=”#ffffff” outline_hover_bg_color=”#002d56″ outline_hover_color=”#ffffff”]Apply Today[/mk_button][/vc_column_inner][vc_column_inner width=”1/2″][vc_column_text el_class=”margin-right-txt”]

  • blu-star-iconNo Down Payment
  • blu-star-iconCredit Scores as Low as 600
  • blu-star-icon2.15% Funding Fee for 1st Time Use
  • blu-star-iconFunding Fee waived for Disabled Veterans
  • blu-star-iconLoan Amounts over $417,000

[/vc_column_text][/vc_column_inner][/vc_row_inner][mk_padding_divider size=”60″][/vc_column][/mk_page_section][mk_page_section bg_image=”http://www.patriothomemortgage.com/w360share/uxi/patriothomemortgagemu_websites360/2016/11/px_flag_50.png” attachment=”fixed” bg_repeat=”no-repeat” bg_stretch=”true” video_loop=”false” min_height=”1″ full_width=”true” padding_top=”00″ padding_bottom=”00″ sidebar=”sidebar-1″][vc_column][mk_padding_divider size=”80″][vc_row_inner el_class=”mid-row1″][vc_column_inner css=”.vc_custom_1479476706217{background-color: #ffffff !important;}”][mk_padding_divider size=”20″][mk_image src=”http://www.patriothomemortgage.com/w360share/uxi/patriothomemortgagemu_websites360/2016/11/stars.png” image_size=”full” align=”center”][mk_fancy_title tag_name=”h6″ color=”#94002d” size=”26″ font_weight=”400″ font_style=”normal” txt_transform=”uppercase” margin_bottom=”00″ font_family=”none” align=”center” el_class=”trojan fancy-not”]Not Sure What is Best[/mk_fancy_title][mk_fancy_title color=”#94002d” size=”48″ font_weight=”bold” font_style=”normal” txt_transform=”uppercase” margin_bottom=”00″ font_family=”Source+Sans+Pro” font_type=”google” align=”center” el_class=”freemora”]FREE Mortgage Consultation Request[/mk_fancy_title][vc_column_text align=”center”]click here[/vc_column_text][/vc_column_inner][/vc_row_inner][mk_padding_divider size=”80″][/vc_column][/mk_page_section]